We’re on a mission to elevate shopping by reshaping the entire experience from browsing to owning. We do this by giving you convenience, perks and inspiration.
Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 6,000+ employees from 100+ nationalities, and are leading the way for alternative payments by serving 150 million active consumers and over 450,000 retail partners. Learn More
Split your purchase into 4 interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every 2 weeks. No interest or fees when you pay on time.*
*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time. Monthly financing products are issued by WebBank, member FDIC.
Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.
**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.
Pay immediately and in full, with the same seamless payment experience you know and expect from Klarna. Debit or credit card accepted.
We got it covered - we answered frequently asked questions that your customers may have about Klarna before, during or after the purchase. Just choose the Klarna product FAQ below, copy the relevant questions to your site, insert your online store name and terms where applicable. And done!
Don’t see your question here? Check out Klarna’s full FAQ page. You can reach Klarna anytime at https://www.klarna.com/us/customer-service/or by downloading the Klarna app.
Where is Pay now available?
Pay now is available to customers from all US states and Puerto Rico. Klarna Pay now is not available in other US Territories.